That One Voice

Yesterday was a culmination of bad days for me over a span of a few weeks.

Emotionally, mentally and physically draining and straining. You know how you have that one person that you can talk to when the entire world goes crazy and just the sound of their voice calms you down? I needed to hear that calming voice.

That “good morning” that would have made everything calm and quiet. I couldn’t hear that voice and the reality of it sank in as I drove to work. The suffocating, smothering thickness of that reality threatened to choke out my breathing as though I was stranded in the deep end of the pool. And then YouTube played Thursday by Jess Glynne.

That song said what I had been thinking and feeling and burying for fear of what it meant about me. So I cried. And screamed. And questioned. Everything. And then one thought flittered across my emotional meltdown at this red light. All I am right now is a mother. That’s all I have. And that broke me.

Redirecting My Path

When I started this blog many years ago I had this idea that to engage people I had to make my blog like everyone else’s. Scheduled posts with updated pop-culture tidbits and such.

I admit, that was like sitting down and doing calculus. I hate calculus. It’s theoretical math. And reading back over some of my older posts I can feel the resistance in my writing.

My old blog over in bloggerland (Poetically Wyld) was full of me, raw emotion and poetic sensibilities, while figuring out this thing called life. This figuring out part sucks. It’s like driving to a new part of town and the GPS is broken. Yet, more adventures and more interesting experiences are had by not knowing where you are going even as scary as being lost is.

So, I’ve decided that I am returning to my old blogger ways. You’ll be getting more – well, Me. More relaxed and unfiltered stories and I hope you enjoy them. I am beginning the close of my 30s and preparing to enter my 40s and I don’t want to drag any old, unproductive energy into my new decade with me.

I’ve spent the last two decades trying to get this whole love thing down and so far I have been very unlucky. I’m not happy about it but I’m not dead yet either so that’s a win. It’s been suggested I try Match.com but I’m a skeptic at this point. So if you have any suggestions for meeting new people I am open to listen. Until next time…

– Why Yet

Happy New Year!

20181222_1721172019 is in full swing. It has been quite some time since I have posted and for good reason. Many changes have occurred and are occurring. Isn’t that always the case with the New Year?

As in previous years, I have chosen to set goals – not resolutions. For me goals are more solid and once I set my mind on what I want to accomplish for the year I’ve noticed people and situations arise to assist in completing those goals.

This year started with a nasty government shut down and R. Kelly. What a combo of distractions. With R. Kelly many people don’t realize this behavior touches a nerve because too many of us have family members like this that we are ashamed to admit to having. In researching my family history I have discovered molestation and rape of family members. These stories are tucked deep and anyone who dares to shed light on them will incur the wrath of the elders in the family, not to protect the innocent but to protect the perpetrators, out of fear of the family being publicly shamed.

No healing can come from shaming the survivors and protecting the abusers. This behavior only ensures that the energy continues through the family lineage. Genetic memories hold all of the happy and sad moments in our lives. Tragedy and trauma affects us down to our DNA, that is why PTSD is so widespread amongst veterans, crime victims and survivors of natural disasters.

With this government shutdown it is appalling that one individual is allowed to hijack the country and essentially hold it hostage until demands are met. That is unconstitutional. Period. Our elected officials are failing to reign the president in. But again each day is a new way to start anew.

The beautiful fact of life is that with a new day and a new year we can make new choices. That is what this new year is about – making new choices to change what we don’t like into what we do like. My goals this year include me trying new things and further stepping out of my comfort zone. What new choices are you making for the new year?

Income Protection

I missed a Friday or two. Sometimes life shows up because she never stops. I am learning and growing as I am teaching. The best way to solidify what you are learning is to teach it to someone else. Have you ever heard of income protection? Did you know you can calculate your income protection number? Do you know what your income Protection number is?

Income protection is the amount of life insurance or assets an individual needs to cover any potential loss of income due to the unexpected death of the primary (or sole) income earner so the survivors can be financially sound until the youngest dependent is at least twenty years old.

You can have your income protection number (IPN) calculated by a financial coach or advisor. If you do not have one or do not know where to find one, comment below. Don’t forget September is Life Insurance Awareness Month. “Friends don’t let friends go without life insurance.” – unknown.

Financial Fridays – Life Insurance

Many people are suspicious when they hear life insurance. Images of sheisty salesmen similar to the car salesman that will sell you junk at a high price comes to mind more often than not. Before I dispel some of that information I want to share that it’s Life Insurance Awareness Month. I just found out it’s a thing yesterday.

I’m glad it is a thing because we need the facts on life insurance so we can make educated decisions when (not if) we purchase life insurance. Note to the hecklers, life insurance is least expensive when you’re young and healthy.

Many people mistakenly purchase life insurance believing they only need enough for burial. When the idea of life insurance came about there was no such thing as funeral expenses. Life insurance was created as an income replacement in the event the husband died unexpectedly. The widow left behind doesn’t have to work and can still manage the household and child(ren) without becoming destitute.

How many of you have insurance on your electronic devices? Why do you insure objects? For those of you with some life insurance: are you fully covered or covered enough to get buried? Would you underinsure your home? Would you underinsure your car? Why would you feel ok with underinsuring your life with too little or no life insurance?

To find out more or to schedule a free consultation comment with your email address.

Financial Fridays

Good morning! Happy Friday! Happy end of summer (maybe)! Happy back to school! Happy end of August!

I haven’t been on in a while because I have been learning so much these past 8 weeks I am near bursting with wanting to share it all. I am looking to shift gears in my writing here so just stick with me. Financial discussions have always been touchy where I grew up. All of the adults around me kept their finances a secret because of the idea that everyone was out to steal from them. Maybe that was true, maybe it wasn’t. I didn’t grow up during their era. What I do know is that those beliefs created behaviors that essentially crippled the financial growth capabilities of the family for several generations.

What I am starting with this post is a forum for financial education awareness. In order for us to discover a solution for the poverty and poverty-influenced thinking in our communities we have to first acknowledge the poverty that exists. Next we have to honestly face and openly discuss why the poverty exists. What behaviors are we performing and accepting that contributes to our poverty-mindset?

What behaviors can we shed to make room for new financial beliefs and habits to create the financial future we want? For more information, comment below.

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