Many people are suspicious when they hear life insurance. Images of sheisty salesmen similar to the car salesman that will sell you junk at a high price comes to mind more often than not. Before I dispel some of that information I want to share that it’s Life Insurance Awareness Month. I just found out it’s a thing yesterday.
I’m glad it is a thing because we need the facts on life insurance so we can make educated decisions when (not if) we purchase life insurance. Note to the hecklers, life insurance is least expensive when you’re young and healthy.
Many people mistakenly purchase life insurance believing they only need enough for burial. When the idea of life insurance came about there was no such thing as funeral expenses. Life insurance was created as an income replacement in the event the husband died unexpectedly. The widow left behind doesn’t have to work and can still manage the household and child(ren) without becoming destitute.
How many of you have insurance on your electronic devices? Why do you insure objects? For those of you with some life insurance: are you fully covered or covered enough to get buried? Would you underinsure your home? Would you underinsure your car? Why would you feel ok with underinsuring your life with too little or no life insurance?
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I have set a release date for my new collection of poetry, Reflections: Past, Present, Future. This collection is scheduled for June, 2018 and I am nervous and excited.
In this new collection I explore the underlying influences that led to my relationship experiences that I wrote about in my first collection, Entangled Hearts.
Many women are tired of falling for the wrong guy time and again. Falling in love with the potential of who he can become instead of looking at who he is. Ignoring our instincts when they warn us that something is wrong. What we don’t do, many times, is stop and reflect on WHY we ignore those warnings. WHY do we fall in love with potential rather than investigate the facts?
In Reflections I stop and do just that. Reflect. What is the underlying reason why I allowed sub-par love into my life? Why was I willing to give 1000% in exchange for a luke-warm 25% at best? One day I woke up and stopped trying to adjust the math.
As women, we are the cornerstone of civilization. Fellas you’re not being discounted – keep reading. Ladies, we have the biggest influence over life, it grows within us. Life flows out of us. We are designed for it. It is time we sat down in a quiet place, grabbed our tea or coffee and reflect on why we allow the negative relationships in our lives. Once we understand the WHY we can create a correction plan.
The countdown to Reflections has begun. Are you ready?
You ever have one of those days where you want to check out of adulthood and go back to childhood? Today was one of those days for me. But I started thinking about what I could do differently, given the chance to advise my younger self. So I created this of seven things I would tell my younger self.
- Trust your gut. Your instinct will keep you alive because it’s the universe sending you signals. Trust the vibe the universe sends your way. Your gut instinct will direct you to (or away from) anything meant to help (or harm) you.
- Laugh often. Laughter is healthy. Your laugh is unique to you, when you relax and be yourself.
- You ARE beautiful. Hurt people hurt people. You can’t stop them from hurting, only they can decide when they’ve been hurt enough. Don’t allow anyone to dampen your shine.
- Being intelligent is good. Having a love for learning and wanting more knowledge is not a bad thing to be punished for. Wanting to understand the world around you is the most beautiful thing. Keep learning.
- Don’t give up. For anything that sparks your soul and gives you joy, hold on to it!
- Get plenty of rest. You can’t enjoy life if you’re exhausted. Let tomorrow’s worries care for themselves… I’ve read that somewhere and it makes sense.
- When you discover your true love, hold on with all of your might. It’s not often that people connect on multiple levels in a synchrony that mimics a musical dance, so when you do – make the most memories for as long as you can…
If you could go back and advise your younger self, what would you say?
Well, I have been fighting back tears all day today. Happy tears. Tears of joy and acceptance. My little girl is on the road to growing up and growing independent of me. She has started preschool today. Gone are the innocent days of her looking solely to me for her answers. Newly arrived are the days of testing the rules and challenging her limits (more than she already does).
I dropped my daughter off to school this morning half hoping for, but not really, some resemblance of her wanting to miss me. Not a screaming fit or anything like that but just some sign that she would miss me during the time that she would be at school. I received a good bye hug and kiss and off she ran to play with her new school mates. Not a glance back was had. Not a ‘mommy don’t go’ like some of the other kids. In a way I guess that means I have raised her to be independent so far and that’s good – right? Could it mean that she couldn’t wait to get away from me and school is a welcomed reprieve? A mother wonders sometimes.
I believe she is courageously independent and well adjusted for a three year old. More wise than her years and in her wisdom, did not cry when I arrived to pick her up this afternoon. She was excited to return home and when I asked about her day she told of some of her adventures with excitement in her eyes and laughter in her voice. She recalled that she had meatloaf for lunch and a banana with her breakfast! She told me that a little boy took a red ball from her and the teacher said to him, “Give Yehudi back that red ball!”
Yehudi is asleep now. She is eager to wake up and go back to her school so she can play with her friends some more. She is excited to sing the alphabet song with her peers and to recite the story time rules we have here at home:
- rule #1 – sit down quietly
- rule #2 – put your hands in your lap
- rule #3 – listen and enjoy the story
How can you not enjoy story time with easy to remember rules like those? Then on twitter this afternoon I found this inspirational quote to cheer me up. Well, it’s time for me to pick out her school clothes for tomorrow and begin to plan toddler activities for Chava for this school year. He’s one now but he’ll be three and headed to preschool before I can blink!
I recognized this morning
that I must change how I perceive life around me in order to change life around me. I’ve read it on websites and heard people say it, but when I woke up this morning it clicked. Like a long awaited answer to an irritating problem. So I started writing down things I want to do in 2016 that will help me grow as a person and as a writer.
1) Attend the Writer’s Digest Philadelphia Writing Workshop on April 9, 2016
2) Attend the AAMBC Awards, June 10-12, 2016 in Atlanta, Ga.
3) Attend the annual Roots Picnic concert in July 2016 in Philadelphia, PA
4) Attend the Harlem Book Fair in Harlem, NY in July 2016
5) Attend the Essence Music Festival in New Orleans, LA in July 2016.
Just writing this list gave me butterflies so I know I can accomplish this.
Good morning. *Yawn, stretch, rubs tired eyes* Yesterday my baby girl turned three years old! Her nanna had bought her a pretty pink princess dress with matching princess shoes and she had been waiting patiently (or as patiently as a two year old can) for two months to wear them. “You have to wait until your birthday comes to wear your princess dress,” I had to remind her – at least once a week. Yesterday was the day. She woke up ready. Came downstairs, ate her breakfast and once she finished she dashed back upstairs to put on her princess dress. Princess Yehudi proceeded to enjoy the rest of her birthday in style…
Three years is a long time. And Yehudi has grown – a lot. I didn’t realize how fast she was beginning to develop her own personality so fast. I should have took notes when I was pregnant with her because she had her own mind, even then. In the womb she was bossy. Dictated what I would eat and when. Dominated my sleep patterns and positions. Physically assaulted my ribs from the inside, hahaha. I can laugh now but I wasn’t laughing then. We didn’t want to know her gender until she was born so everyone tried guessing based on the shape and positioning of my stomach. Even strangers waiting at red lights stopped to yell across the street and predict what gender baby I was carrying. She had fun tricking people. She even dictated my delivery.
When I went into labor it was normal for my fifth child. Contractions began speeding up in frequency and intensity while my body aches increased dramatically. By the time we arrived at the hospital I had enough strength to walk in and sit down in the first wheelchair that was within reach. Anticipating the cooling relief of an epidural my daughter played one her final jokes before arriving. While lying on the labor room bed and waiting for my epidural this little lady decides to karate kick my water bag AND dilate my cervix to the full 10 centimeters! Yup, no epidural for me. Then she practically delivered herself because she wasn’t waiting for anybody. Luckily the nurses were there to “catch” her as she, for her final joke before birth, showed me what the ring of fire really meant. Heh, Heh. Again, I can laugh now but I wasn’t laughing then.
She is definitely her own person. And that makes me smile sometimes. Other times it causes mounds of frustration because she doesn’t want to do what she has to do or what she is told to do. I see her laughing and blazing her own trails as a beautiful young woman and I pray I have the fortitude to allow her the flexibility to do so.